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At Rutherfoord, we act as your outsourced risk management department by helping you understand the alternatives available from a coverage, deductible and pricing standpoint.

Executive Protection: Directors, officers and fiduciaries put their personal assets at risk when serving in any of these capacities. Companies served by these individuals can be at risk as well, by having to indemnify these individuals when claims are made against them for their acts on behalf of the entity. Coverages that respond for these individuals and entities are not standardized forms. Having a knowledgeable negotiator talk through the coverage with insureds and underwriters is key to getting the most coverageout of the following lines of executive protection:

  • Directors' and Officers' Liability
  • Individual Directors Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime coverage, including Employee Dishonesty
  • Kidnap & Ransom

Professional Liability: Professional liability coverages pick up where General Liability will often leave off, responding to financial impairment to the insured's clients and other third parties as a result of the insured's errors or omissions. There are endless types of professional liability coverages now available. But someone must read the forms, understand their intent and communicate to insureds - in their vernacular - what the coverages will and will not accomplish for them. We pride ourselves in providing such assistance. Contact us, and we'll prove that to you.

No one understands your business as much as you do, but we do our best to come a close second. How? By taking the time to understand your operations. By reading all the forms for you, and if need be, by translating them for you. And by knowing your company, its areas of vulnerability, and the best ways to insure you for the "what-ifs."
Meet our people
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Talk to us, and we’ll show you
exactly what sets Rutherfoord
apart. Email Julie Townsend
Smith
or call her at 804-780-0611.