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As your partner in every aspect of designing, constructing, and maintaining cost-effective employee benefit programs, RBS brings you innovative ideas, solid advice and the best products and services for your employees.

In addition to their in-depth knowledge of traditional Health and Welfare benefits, Rutherfoord consultants put their wide-ranging expertise at your service across the whole spectrum of employee benefits, including:

  • Executive benefits
  • Pharmacy benefit carve-outs
  • Wellness programs and disease management
  • Consumer-driven healthcare programs
  • HR administrative services and self-service HR technology
  • Employee communication strategies
  • Data analysis, projection, and modeling
RBS consultants, analysts, and program specialists bring a tremendous range of talents, training, backgrounds, interests, viewpoints and technology to your HR and financial staff. Our team consists of high-level achievers fields like corporate human resources; actuarial and insurance underwriting; statistical analysis; TPA operations; life, health, dental, and disability insurance marketing; international benefits; and managed care operations. Contact us to find out more.


RBS serves as both your consultant and your broker. As your consultant, we work to make sure you receive the maximum Return on Investment on Employee Benefits. Our goals are to allocate your expenses among programs in the most effective way, to help your employees understand and value the benefits you provide, and to make sure your benefits program supports your strategy to attract and retain your target employees. As your broker, we make sure you get the absolutely best deal available in the marketplace for the products you offer. We use our product expertise, knowledge of the benefits' universe, and leverage in the marketplace to bring you the mix of carriers and benefits that provides the maximum value.
Meet our people
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Talk to us, and we’ll show you
exactly what sets Rutherfoord
apart. Email Kay Amos or call
her at 804-644-0150.