Homeowners

Whether your home or condominium is a primary or secondary residence, we understand that it’s a financial and emotional investment.  Our team of experts can create an insurance program that meets your needs and protects one of your most important assets.

Our homeowners expertise also includes:

  • Historic homes
  • Coastal properties
  • New construction
  • Major renovations


Rutherfoord can make sure you’re properly covered in these key areas:

  • Guaranteed replacement cost
  • Unlimited loss of use
  • Water and sewer back – up
  • Rebuilding to code


And, we can even assist you with the complexities associated with earthquakes and floods.